Tailored Financial Solutions to Drive Your Business Forward

At SMT Finance, we specialise in customised funding solutions designed to meet your unique business needs. 

Whether you’re improving cash flow, scaling your operations, or bridging a financial gap, we provide expert guidance and a broad network to connect you with the right funding solutions.

Funding Solutions:

Invoice Finance

Free up cash locked in unpaid invoices. Access up to 90% of invoice value within 48 hours to keep your operations running smoothly.

Revolving Credit Facilities

Maintain flexibility with ongoing access to funds. Draw, repay, and borrow again to manage working capital efficiently.

Trade Finance

Simplify global trade with financing that reduces risk and ensures steady cash flow for importing or exporting goods.

Stock Finance

Purchase inventory without straining cash reserves, enabling you to meet customer demand and seize growth opportunities.

Bridging Loans

Secure fast, short-term funding for urgent financial needs, like property purchases or refinancing.

Commercial Mortgages

Invest in business property with tailored financing for acquisitions, expansions, or refinancing.

Development Finance

Fuel property development projects from land acquisition to completion with flexible, stage-released funding.

Merchant Cash Advances

Access funds based on future card sales, with repayments aligned to your revenue stream.

Unsecured Loans

Get quick, collateral-free financing to support growth or manage operational costs.

Our team is here to guide you every step of the way, ensuring a fast, transparent process with solutions tailored to your business goals.

Ready to take the next step?